You have saved up for years, you have a rough (or exact) idea of what kind of house you want, and you know where you wish to start a home with your family. You feel confident that you are set to take the first step of the property ownership ladder, but how do you know which mortgage is right for you? What are the most important tips you must know when getting a new mortgage? With thousands of deals that seemingly have unique benefits on offer and lots of real estate jargon to digest, it would be understandable if you get lost in the mortgage maze. This list of the top five tips you should know about your mortgage explains the basics you need to know to be properly equipped to know the ideal mortgage deal for you.