10 Best Credit Cards with Great Benefits and Cool Perks

Couple snorkeling in blue water from getting perks from their credit card

Want to know about the best credit cards out there for cool perks and lots of credit card benefits and rewards? We have all heard of credit cards that provide things like low interest rates and extra benefits like cash back, airline miles, and gas discounts. However, there are credit cards out there you may not know about that give cool and unusual benefits. Certain cards can offer valuable extras beyond the rewards program they often advertise. So we’ve scoured the internet to bring you a list of the 10 best credit cards for cool perks and great credit card benefits that you may not have even heard of.

Wine Tastings

If wine is your thing, look into the Visa Signature or Visa Infinite credit card. There are many Visa-branded cards that are eligible for this credit card benefit. In fact, you may already have a card in your wallet! As a cardholder, you can save at more than 50 wineries in California for tastings and bottles and more. Now that’s a cool credit card perk!

People at a free wine tasting event from using their credit card points

Free Monograms

While surely a one-of-a-kind benefit, if you often shop L.L. Bean, you might consider their credit card. As an added value, it allows cardholders to have merchandise monogrammed for free. It’s not a huge money saver, but it’s unique and all your stuff will have your name on it!

Meet Mickey Mouse and More…

If you are a Disney enthusiast and plan on visiting one of the parks, you might consider using the Disney Premier Card or the Disney Rewards Card, both offered by Chase. Each of these cards has some of the coolest benefits and incentives, including sign-up bonuses, merchandise and park discounts, travel discounts, and exclusive meet-and-greets with Disney characters. Hello Mickey!

Access to Concert Tickets

People enjoying a free concert from their credit card perks

You could benefit from having a credit card that connects you with tickets to your favorite music concerts. CitiBank’s Thankyou Credit Cards reward you for everyday purchases but also gives you access to tickets for thousands of annual events, including concert presales and VIP packages.

Get Your Game On

While not a credit card, we thought the perks of American Express Serve Debit Card was worth mentioning on our list. This pre-paid debit card rewards you with virtual game cash for Zynga, the developer of popular games including Farmville and more. If gaming is your thing, this is truly an unusual benefit.

Mobile Phone Insurance

Want to save on mobile phone insurance? Wells Fargo credit cards offer the benefit of giving up to $600 worth of coverage. And there is no limit to the number of phones as long as you are paying with your Wells Fargo credit card. If you compare insurance coverage elsewhere, you’ll be saving quite a bit.

Free Hotel Amenities

Woman in a pool enjoying her free credit card perks

Next, if you travel a lot, you should consider using a credit card that provides fringe benefits. World Elite Mastercard holders can enjoy free breakfasts, free access to spas and gyms, free upgrades, and early check-in and late check-out times at certain hotels.

Uber Rides

By using the Platinum Card from American Express, you’ll earn Uber credits for future rides. You can save up to $200 each year off your Uber rides.

Secret Menu Items

If you are a foodie, look for the card that unlocks secret menu items. The Visa Signature Card gives you exclusive access to a special menu at New York City restaurant, “Fuku at Hudson Yards”.

Free Museum Tickets

Seeing dinosaurs at the museum for free from credit card perks

If you love museums, Bank of America may be the credit card for you. During the first full weekend of the month, BOA card holders are entitled to one free general admission to over 150 museums across the U.S.

If you love museums, Bank of America may be the credit card for you. During the first full weekend of the month, BOA card holders are entitled to one free general admission to over 150 museums across the U.S.

Earn Money for your Grades

A+ for your grades gives you savings on your Discover card

Finally, if you’re a student, Discover offers students a credit card that rewards good grades by giving you cash back. Check out Discover it® Student Chrome which gives you a $20 statement credit each school year your GPA is 3.0 or higher for up to the next five years. Plus this card offers student 2% cash back on popular categories like gas and restaurants purchases.

In conclusion

If you are shopping for a new credit card, perhaps our list may give you an added hidden perk that you might enjoy! While annual fees and interest rates are important, consider a reward program and extra benefits that many cards offer.